Kuwait Executive Biographies

Michel Accad: Biography
As of 2014, Michel Accad acts as the Chief General Manager & CEO of Al Ahli Bank of Kuwait.
Michel Accad is a former Chief Executive Officer & Chief General Manager of Gulf Bank.
Prior to joining Gulf Bank, from 2006 to 2009, Michel was the Assistant CEO of Arab Bank PLC, with direct responsibility over all banking businesses globally, and served on the Group’s various Boards.

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Before moving to Arab Bank, Michel Accad had spent 27 years with Citigroup, which he joined in 1979. His last position with Citigroup, from 2002 to 2006, was as MD and Division Executive for the Middle East and North Africa region.
Michel Accad has an MBA Honors from the University of Texas in Austin, obtained in 1978.

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Fawzy Al-Thunayan – Biography

August 3, 2012

Fawzy Al-Thunayan: Biography
Fawzy Al-Thunayan is General Manager for Board Affairs at Gulf Bank.
Prior to joining Gulf Bank as General Manager for Board Affairs in 2006, Fawzy spent 16 years with the Central Bank of Kuwait as Manager of the Foreign Operations Department, where he was responsible for the management of the Central Bank foreign currency reserves, treasury operations, the execution of monetary policy and fixing the Kuwaiti Dinar exchange rate, among other activities.

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Videos: Lending Opportunities for Kuwait’s Banking SectorKuwait: Banking Sector in 2012-2013Competition in Kuwait’s Banking Sector Corporate Banking in Kuwait Differentiation of Gulf Bank in Kuwait Gulf Bank’s GovernanceGulf Bank’s Performance in 2012Gulf Bank’s StrategyRetail Banking in KuwaitProject Finance and Kuwait’s Development Plan

Before joining the Central Bank, he was the Deputy General Manager at the Arab Company for Trading Securities (ACTS) for 5 years, and spent a further 3 years at International Financial Advisors (IFA), a Kuwaiti investment company.
Fawzy has a BA in Business Management from the Catholic University of America.

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Carlos Ribeiro – Biography

August 3, 2012

Carlos Ribeiro: Biography
Carlos Ribeiro is Chief Financial Officer and General Manager, Finance & Support at Gulf Bank. Prior to joining Gulf Bank in October 2009, Carlos served as CEO and Regional Vice President of Europe for GMAC Financial Services from 2005 to 2009 and was accountable for business with assets totaling USD22 billion and headed a team spread across 18 European countries.
He brings with him more than 25 years business and financial experience, having spent a major part of his career at GMAC and General Motors and prior to that, at Philip Morris, where he led the treasury and tax teams in Brazil in his last position with the company.

Carlos is a CPA and Accounting graduate from the University of Ipiranga in Sao Paulo, Brazil. He has also completed an Advanced Management Program in Finance from the Wharton School at the University of Pennsylvania and an Advanced Management Program in Business from The Darden School at the University of Virginia.

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Abdullatif Al Hamad – Biography

August 3, 2012

Abdullatif Al Hamad: Biography
Abdullatif Al Hamad is General Manager – Corporate Banking at Gulf Bank. Abdullatif joined Gulf Bank in February 2001 and has more than 20 years banking experience.
Under his leadership, Corporate Banking services are delivered in accordance with the highest professional standards.

Company Profile
Videos: Lending Opportunities for Kuwait’s Banking SectorKuwait: Banking Sector in 2012-2013Competition in Kuwait’s Banking Sector Corporate Banking in Kuwait Differentiation of Gulf Bank in Kuwait Gulf Bank’s GovernanceGulf Bank’s Performance in 2012Gulf Bank’s StrategyRetail Banking in KuwaitProject Finance and Kuwait’s Development Plan

He obtained his Bachelor’s Degree in International Business from San Diego University, California. He has also completed a Management Training Program at Chemical Bank in New York and has undertaken numerous credit and advanced credit courses.

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Surour Al-Samerai – Biography

August 3, 2012

Surour Al-Samerai: Biography
Surour Al-Samerai is General Manager – Human Resources at Gulf Bank. Surour has been with the Bank for over 10 years, and prior to joining Gulf Bank, he was head of the HR functions at M.H. Alshaya and Alghanim Industries.
He has many years of diversified HR experience and has been responsible for numerous developments within Human Resources at Gulf Bank.

A number of HR awards have been won by him and Gulf Bank including, an International Stevie Award for Best HR team in 2006, the Middle East Outstanding Contribution to HR award in 2007, the GCC Localization Award, which the Bank has claimed for 6 consecutive years from 2005 to 2010 and the prestigious GCC Employer of the Year in 2010 at the 2nd GCC HR Excellence Awards.
Surour studied at the University of Houston and later obtained his HR professional qualification at Thames Valley University in the UK.

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Khaled Al-Mutawa – Biography

August 3, 2012

Khaled Al-Mutawa: Biography
Khaled Al-Mutawa is General Manager – International Banking and Investments at Gulf Bank. Khaled joined Gulf Bank in 1989 as a management trainee and moved on to become the General Manager – International Banking in 2001. In 2006, he assumed responsibility for the Investments Division. Khaled is also the Chairman of the Bank’s Management Credit Committee.
He served on the Board of Directors of CINET (Credit Information Network) from 2001- 2008.

Khaled holds a Bachelors degree in Economics from the University of Southern California, Los Angeles (1988) and General Certificate of Education “GCE O Levels” from the University of London (1983).

Kuwait Executive Biographies

Saleem Sheikh – Biography

August 3, 2012

Saleem Sheikh: Biography
Prior to joining Gulf Bank as Chief Risk Officer in 2009, Saleem was with Arab Bank, where he held the position of Group Chief Credit Officer from 2007 to 2009. He was responsible for the Bank’s credit risk portfolio, credit policy supervision, portfolio management and country risk. He also spent five years with Barclays Bank as Chief Operating Officer for Corporate & Merchant Banking for the Africa & Middle East Region and later on as the Regional Managing Director for Middle East & North Africa.
He began his banking career with Citibank in 1981, and went on to hold a variety of senior business and risk roles in Pakistan, UAE, Nigeria and South Africa, where his last role was Chief Risk Officer for Sub-Sahara Africa.

Saleem holds a MBA degree from Punjab University in Lahore.

Kuwait Executive Biographies

Aly Shalaby – Biography

August 3, 2012

Aly Shalaby: Biography
Prior to joining Gulf Bank in 2010 as General Manager for Consumer Banking, Aly was with National Bank of Kuwait (NBK) where he was Group General Manager of their Consumer Banking Group.
With a career spanning 33 years in banking, Aly spent over half of those with NBK. Prior to this, he was Vice President in Citigroup (in Egypt and Switzerland), where he contributed to the establishment of Citibank Egypt in the initial stage of his banking career.

Aly recently completed Harvard Business School’s Advanced Management Program.

Kuwait Executive Biographies

Hatem Badr – Biography

August 3, 2012

Hatem Badr: Biography
Prior to joining Gulf Bank in late 2009 as General Counsel & General Manager – Legal Affairs, Hatem was a Partner – Chief General Counsel, Head of Regulatory Affairs and Corporate Secretary at Rasmala Investment Holding Ltd, DIFC, Dubai, where he supported the group of companies across UAE, KSA, Egypt, Oman and the UK.
He has over 25 years experience in legal, compliance and board affairs matters. During the span of his career, Hatem has worked with different international law firms such as White & Case in New York, Freshfields in London and Baker & McKenzie in Cairo. He also worked as General Counsel for Citigroup for 7 years to initially cover the North & West African region out of Cairo and then to cover the Gulf Region out of Bahrain. He, thereafter, assumed the role of Managing Director and General Counsel for the private equity firm of Gulf Capital in Abu Dhabi.

Hatem has a Masters degree in Banking, Corporate and Finance Law from Fordham University in New York.

Kuwait Executive Biographies

Mark Magnacca – Biography

August 3, 2012

Mark Magnacca: Biography
Mark joined Gulf Bank in 2004 as VP and Head of Marketing and then became Chief Marketing Officer, so he is now responsible for all aspects of marketing as well as the management of all Electronic Banking Channels including the Customer Contact Center, External Communications and Research.
Mark has extensive international experience in consumer marketing, international brand management and new business acquisition. He has worked successfully in a number of senior marketing roles globally and in Europe, North America, the Middle East and Asia having spent a major part of his career with British American Tobacco (BAT).

Mark has an MBA from Ashridge Management College (England) and holds a Bachelor of Commerce Degree with Honors from Queen’s University (Canada).