Kuwait HP Executive Bios

Michel Accad – Biography

Michel Accad: Biography
As of 2014, Michel Accad acts as the Chief General Manager & CEO of Al Ahli Bank of Kuwait.
Michel Accad is a former Chief Executive Officer & Chief General Manager of Gulf Bank.
Prior to joining Gulf Bank, from 2006 to 2009, Michel was the Assistant CEO of Arab Bank PLC, with direct responsibility over all banking businesses globally, and served on the Group’s various Boards.

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Videos: Lending Opportunities for Kuwait’s Banking SectorKuwait: Banking Sector in 2012-2013Competition in Kuwait’s Banking Sector Corporate Banking in Kuwait Differentiation of Gulf Bank in Kuwait Gulf Bank’s GovernanceGulf Bank’s Performance in 2012Gulf Bank’s StrategyRetail Banking in KuwaitProject Finance and Kuwait’s Development Plan

Before moving to Arab Bank, Michel Accad had spent 27 years with Citigroup, which he joined in 1979. His last position with Citigroup, from 2002 to 2006, was as MD and Division Executive for the Middle East and North Africa region.
Michel Accad has an MBA Honors from the University of Texas in Austin, obtained in 1978.

Fawzy Al-Thunayan – Biography

Fawzy Al-Thunayan: Biography
Fawzy Al-Thunayan is General Manager for Board Affairs at Gulf Bank.
Prior to joining Gulf Bank as General Manager for Board Affairs in 2006, Fawzy spent 16 years with the Central Bank of Kuwait as Manager of the Foreign Operations Department, where he was responsible for the management of the Central Bank foreign currency reserves, treasury operations, the execution of monetary policy and fixing the Kuwaiti Dinar exchange rate, among other activities.

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Videos: Lending Opportunities for Kuwait’s Banking SectorKuwait: Banking Sector in 2012-2013Competition in Kuwait’s Banking Sector Corporate Banking in Kuwait Differentiation of Gulf Bank in Kuwait Gulf Bank’s GovernanceGulf Bank’s Performance in 2012Gulf Bank’s StrategyRetail Banking in KuwaitProject Finance and Kuwait’s Development Plan

Before joining the Central Bank, he was the Deputy General Manager at the Arab Company for Trading Securities (ACTS) for 5 years, and spent a further 3 years at International Financial Advisors (IFA), a Kuwaiti investment company.
Fawzy has a BA in Business Management from the Catholic University of America.

Carlos Ribeiro – Biography

Carlos Ribeiro: Biography
Carlos Ribeiro is Chief Financial Officer and General Manager, Finance & Support at Gulf Bank. Prior to joining Gulf Bank in October 2009, Carlos served as CEO and Regional Vice President of Europe for GMAC Financial Services from 2005 to 2009 and was accountable for business with assets totaling USD22 billion and headed a team spread across 18 European countries.
He brings with him more than 25 years business and financial experience, having spent a major part of his career at GMAC and General Motors and prior to that, at Philip Morris, where he led the treasury and tax teams in Brazil in his last position with the company.

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Company Profile
Videos: Lending Opportunities for Kuwait’s Banking SectorKuwait: Banking Sector in 2012-2013Competition in Kuwait’s Banking Sector Corporate Banking in Kuwait Differentiation of Gulf Bank in Kuwait Gulf Bank’s GovernanceGulf Bank’s Performance in 2012Gulf Bank’s StrategyRetail Banking in KuwaitProject Finance and Kuwait’s Development Plan

Carlos is a CPA and Accounting graduate from the University of Ipiranga in Sao Paulo, Brazil. He has also completed an Advanced Management Program in Finance from the Wharton School at the University of Pennsylvania and an Advanced Management Program in Business from The Darden School at the University of Virginia.

Abdullatif Al Hamad – Biography

Abdullatif Al Hamad: Biography
Abdullatif Al Hamad is General Manager – Corporate Banking at Gulf Bank. Abdullatif joined Gulf Bank in February 2001 and has more than 20 years banking experience.
Under his leadership, Corporate Banking services are delivered in accordance with the highest professional standards.

Company Profile
Videos: Lending Opportunities for Kuwait’s Banking SectorKuwait: Banking Sector in 2012-2013Competition in Kuwait’s Banking Sector Corporate Banking in Kuwait Differentiation of Gulf Bank in Kuwait Gulf Bank’s GovernanceGulf Bank’s Performance in 2012Gulf Bank’s StrategyRetail Banking in KuwaitProject Finance and Kuwait’s Development Plan

He obtained his Bachelor’s Degree in International Business from San Diego University, California. He has also completed a Management Training Program at Chemical Bank in New York and has undertaken numerous credit and advanced credit courses.

Surour Al-Samerai – Biography

Surour Al-Samerai: Biography
Surour Al-Samerai is General Manager – Human Resources at Gulf Bank. Surour has been with the Bank for over 10 years, and prior to joining Gulf Bank, he was head of the HR functions at M.H. Alshaya and Alghanim Industries.
He has many years of diversified HR experience and has been responsible for numerous developments within Human Resources at Gulf Bank.

Company Profile
Videos: Lending Opportunities for Kuwait’s Banking SectorKuwait: Banking Sector in 2012-2013Competition in Kuwait’s Banking Sector Corporate Banking in Kuwait Differentiation of Gulf Bank in Kuwait Gulf Bank’s GovernanceGulf Bank’s Performance in 2012Gulf Bank’s StrategyRetail Banking in KuwaitProject Finance and Kuwait’s Development Plan

A number of HR awards have been won by him and Gulf Bank including, an International Stevie Award for Best HR team in 2006, the Middle East Outstanding Contribution to HR award in 2007, the GCC Localization Award, which the Bank has claimed for 6 consecutive years from 2005 to 2010 and the prestigious GCC Employer of the Year in 2010 at the 2nd GCC HR Excellence Awards.
Surour studied at the University of Houston and later obtained his HR professional qualification at Thames Valley University in the UK.

Khaled Al-Mutawa – Biography

Khaled Al-Mutawa: Biography
Khaled Al-Mutawa is General Manager – International Banking and Investments at Gulf Bank. Khaled joined Gulf Bank in 1989 as a management trainee and moved on to become the General Manager – International Banking in 2001. In 2006, he assumed responsibility for the Investments Division. Khaled is also the Chairman of the Bank’s Management Credit Committee.
He served on the Board of Directors of CINET (Credit Information Network) from 2001- 2008.

Company Profile
Videos: Lending Opportunities for Kuwait’s Banking SectorKuwait: Banking Sector in 2012-2013Competition in Kuwait’s Banking Sector Corporate Banking in Kuwait Differentiation of Gulf Bank in Kuwait Gulf Bank’s GovernanceGulf Bank’s Performance in 2012Gulf Bank’s StrategyRetail Banking in KuwaitProject Finance and Kuwait’s Development Plan

Khaled holds a Bachelors degree in Economics from the University of Southern California, Los Angeles (1988) and General Certificate of Education “GCE O Levels” from the University of London (1983).

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