Kuwait Leaders

Leonard Cletus: Biography
Leonard joined Gulf Bank in 2006, and has been with the Bank for over 5 years. Leonard is Deputy General Manager – Internal Audit. Prior to joining Gulf Bank, he was with KPMG where he was associated with the Internal Audits of Banks and Financial Institutions in Kuwait. He has also worked for Deloitte Touche in India and has several years experience in auditing.

Company Profile
Videos: Lending Opportunities for Kuwait’s Banking SectorKuwait: Banking Sector in 2012-2013Competition in Kuwait’s Banking Sector Corporate Banking in Kuwait Differentiation of Gulf Bank in Kuwait Gulf Bank’s GovernanceGulf Bank’s Performance in 2012Gulf Bank’s StrategyRetail Banking in KuwaitProject Finance and Kuwait’s Development Plan

Leonard is a Chartered Accountant and holds a Bachelor of Commerce degree from Loyola College, India. He is also a Certified Internal Auditor, Certified Information Systems Auditor, a Certified Fraud Examiner, and a member of these respective professional institutions in USA.

Aly Shalaby: Biography
Prior to joining Gulf Bank in 2010 as General Manager for Consumer Banking, Aly was with National Bank of Kuwait (NBK) where he was Group General Manager of their Consumer Banking Group.
With a career spanning 33 years in banking, Aly spent over half of those with NBK. Prior to this, he was Vice President in Citigroup (in Egypt and Switzerland), where he contributed to the establishment of Citibank Egypt in the initial stage of his banking career.

Company Profile
Videos: Lending Opportunities for Kuwait’s Banking SectorKuwait: Banking Sector in 2012-2013Competition in Kuwait’s Banking Sector Corporate Banking in Kuwait Differentiation of Gulf Bank in Kuwait Gulf Bank’s GovernanceGulf Bank’s Performance in 2012Gulf Bank’s StrategyRetail Banking in KuwaitProject Finance and Kuwait’s Development Plan

Aly recently completed Harvard Business School’s Advanced Management Program.

Hatem Badr: Biography
Prior to joining Gulf Bank in late 2009 as General Counsel & General Manager – Legal Affairs, Hatem was a Partner – Chief General Counsel, Head of Regulatory Affairs and Corporate Secretary at Rasmala Investment Holding Ltd, DIFC, Dubai, where he supported the group of companies across UAE, KSA, Egypt, Oman and the UK.
He has over 25 years experience in legal, compliance and board affairs matters. During the span of his career, Hatem has worked with different international law firms such as White & Case in New York, Freshfields in London and Baker & McKenzie in Cairo. He also worked as General Counsel for Citigroup for 7 years to initially cover the North & West African region out of Cairo and then to cover the Gulf Region out of Bahrain. He, thereafter, assumed the role of Managing Director and General Counsel for the private equity firm of Gulf Capital in Abu Dhabi.

Company Profile
Videos: Lending Opportunities for Kuwait’s Banking SectorKuwait: Banking Sector in 2012-2013Competition in Kuwait’s Banking Sector Corporate Banking in Kuwait Differentiation of Gulf Bank in Kuwait Gulf Bank’s GovernanceGulf Bank’s Performance in 2012Gulf Bank’s StrategyRetail Banking in KuwaitProject Finance and Kuwait’s Development Plan

Hatem has a Masters degree in Banking, Corporate and Finance Law from Fordham University in New York.

Mark Magnacca: Biography
Mark joined Gulf Bank in 2004 as VP and Head of Marketing and then became Chief Marketing Officer, so he is now responsible for all aspects of marketing as well as the management of all Electronic Banking Channels including the Customer Contact Center, External Communications and Research.
Mark has extensive international experience in consumer marketing, international brand management and new business acquisition. He has worked successfully in a number of senior marketing roles globally and in Europe, North America, the Middle East and Asia having spent a major part of his career with British American Tobacco (BAT).

Company Profile
Videos: Lending Opportunities for Kuwait’s Banking SectorKuwait: Banking Sector in 2012-2013Competition in Kuwait’s Banking Sector Corporate Banking in Kuwait Differentiation of Gulf Bank in Kuwait Gulf Bank’s GovernanceGulf Bank’s Performance in 2012Gulf Bank’s StrategyRetail Banking in KuwaitProject Finance and Kuwait’s Development Plan

Mark has an MBA from Ashridge Management College (England) and holds a Bachelor of Commerce Degree with Honors from Queen’s University (Canada).

Husain Mairza: Biography
Husain first joined Gulf Bank from 1989 until 2003, and then rejoined the Bank in 2010 as Chief Information Officer and Deputy General Manager (IT).
Prior to rejoining Gulf Bank, he worked as Head of Systems Development at Al Ahli Bank of Kuwait (ABK), and as Head of Systems Engineering Division, Assistant General Manager, at the National Bank of Kuwait (NBK).

Company Profile
Videos: Lending Opportunities for Kuwait’s Banking SectorKuwait: Banking Sector in 2012-2013Competition in Kuwait’s Banking Sector Corporate Banking in Kuwait Differentiation of Gulf Bank in Kuwait Gulf Bank’s GovernanceGulf Bank’s Performance in 2012Gulf Bank’s StrategyRetail Banking in KuwaitProject Finance and Kuwait’s Development Plan

Husain holds an Executive Masters Degree in Business Administration from the American University of Beirut, and a Bachelor’s degree in Computer Science, from the University of Wisconsin, Oshkosh (UWO – USA).

Abdullatif Al Hamad: Biography
Abdullatif Al Hamad is General Manager – Corporate Banking at Gulf Bank. Abdullatif joined Gulf Bank in February 2001 and has more than 20 years banking experience.
Under his leadership, Corporate Banking services are delivered in accordance with the highest professional standards.

Company Profile
Videos: Lending Opportunities for Kuwait’s Banking SectorKuwait: Banking Sector in 2012-2013Competition in Kuwait’s Banking Sector Corporate Banking in Kuwait Differentiation of Gulf Bank in Kuwait Gulf Bank’s GovernanceGulf Bank’s Performance in 2012Gulf Bank’s StrategyRetail Banking in KuwaitProject Finance and Kuwait’s Development Plan

He obtained his Bachelor’s Degree in International Business from San Diego University, California. He has also completed a Management Training Program at Chemical Bank in New York and has undertaken numerous credit and advanced credit courses.

Carlos Ribeiro: Biography
Carlos Ribeiro is Chief Financial Officer and General Manager, Finance & Support at Gulf Bank. Prior to joining Gulf Bank in October 2009, Carlos served as CEO and Regional Vice President of Europe for GMAC Financial Services from 2005 to 2009 and was accountable for business with assets totaling USD22 billion and headed a team spread across 18 European countries.
He brings with him more than 25 years business and financial experience, having spent a major part of his career at GMAC and General Motors and prior to that, at Philip Morris, where he led the treasury and tax teams in Brazil in his last position with the company.

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Company Profile
Videos: Lending Opportunities for Kuwait’s Banking SectorKuwait: Banking Sector in 2012-2013Competition in Kuwait’s Banking Sector Corporate Banking in Kuwait Differentiation of Gulf Bank in Kuwait Gulf Bank’s GovernanceGulf Bank’s Performance in 2012Gulf Bank’s StrategyRetail Banking in KuwaitProject Finance and Kuwait’s Development Plan

Carlos is a CPA and Accounting graduate from the University of Ipiranga in Sao Paulo, Brazil. He has also completed an Advanced Management Program in Finance from the Wharton School at the University of Pennsylvania and an Advanced Management Program in Business from The Darden School at the University of Virginia.

Fawzy Al-Thunayan: Biography
Fawzy Al-Thunayan is General Manager for Board Affairs at Gulf Bank.
Prior to joining Gulf Bank as General Manager for Board Affairs in 2006, Fawzy spent 16 years with the Central Bank of Kuwait as Manager of the Foreign Operations Department, where he was responsible for the management of the Central Bank foreign currency reserves, treasury operations, the execution of monetary policy and fixing the Kuwaiti Dinar exchange rate, among other activities.

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Company Profile
Videos: Lending Opportunities for Kuwait’s Banking SectorKuwait: Banking Sector in 2012-2013Competition in Kuwait’s Banking Sector Corporate Banking in Kuwait Differentiation of Gulf Bank in Kuwait Gulf Bank’s GovernanceGulf Bank’s Performance in 2012Gulf Bank’s StrategyRetail Banking in KuwaitProject Finance and Kuwait’s Development Plan

Before joining the Central Bank, he was the Deputy General Manager at the Arab Company for Trading Securities (ACTS) for 5 years, and spent a further 3 years at International Financial Advisors (IFA), a Kuwaiti investment company.
Fawzy has a BA in Business Management from the Catholic University of America.