Empowering Kenyans with Affordable Finance and Secure Investments: Kimisitu Sacco

In this interview, Jonathan Asena, the Marketing and Business Development Manager at Kimisitu Sacco, provides a comprehensive overview of the organization and its mission. Established 39 years ago, Kimisitu Sacco is a Savings and Credit Cooperative Society based in Kenya, serving over 14,000 active members in 70 countries. Named after the Swahili word for “agriculture and forestry,” Kimisitu originally began as a service for an international organization focused on agroforestry and has since grown into one of Africa’s most digitized Saccos.

Jonathan discusses the Sacco’s commitment to leveraging technology, allowing members, whether in Kenya or abroad, to access a full range of services. Kimisitu’s offerings include high-multiplier loans—up to four times a member’s savings—making credit affordable and accessible. The organization is also heavily invested in affordable housing, partnering with companies to offer members access to homes at favorable rates. Notably, Kimisitu Sacco was recognized at the Chief Information Africa Awards as the most digitized Sacco in Africa, underscoring its dedication to modern, member-focused solutions.

Beyond financial services, Kimisitu Sacco is committed to transforming the lives of its members by offering financial literacy programs that empower them to grow and manage businesses. Jonathan explains how this education helps members make informed financial decisions, enabling business owners to expand and employed members to improve their socio-economic status. Kimisitu Sacco stands as a robust, secure option for Kenyans looking to invest in their future, both within Kenya and internationally.