Riyad Bank handles, provides, and offers banking and investment services in money market trading, individual and corporate accounts, and securities. The bank, and its subsidiary Riyad Capital, is divided in different segments, including retail, investment banking and brokerage, corporate, and treasury and investments.

Riyad is one of the largest banks in the Kingdom, and employs almost 6,000 workers in 332 branches. Market capitalization is $13.5 billion and total assets are over $56 billion.

The Saudi Arabian government owns 51% of the company, and other major shareholders include Masek Holding and Al Nahla Trading and Contracting Company. Mohammed Al-Issa is the figure behind Masek Holding, a diversified company that also has ownership in Savola Group and Saudi Hotels & Resorts. He is also the CEO/Chairman of Samba Financial Group. His son Adbullah is the chairman of Saudi Hotels & Resorts, and the company owns two Marriott hotels in Riyadh.

Al Nahla is owned by the prominent Sharbatly family, who are one of the richest families in the Kingdom, also have interests in food distribution, luxury cars (Ferrari, Maserati, Porsche, and others.), toy companies (MONDO, Little Tikes, and Nikko), and boat and yacht manufacturers (Hatteras, Sea Ray, and Boston Whaler).